Mission and Value
Home ownership marks an important milestone in your life. Flagship Lending celebrates this milestone experience with our clients by offering best possible rates, customized products, and related consultation.
Services
Get pre-approved with Flagship lending so that you can shop around and make an offer to your dream home. It is recommended that you engage us early to avoid any possible issues in securing your mortgage and close it on time.
Interest rate changes frequently. Check with us to see how much you can save on your current mortgage.
Loans for your investment property can be applied as either residential mortgage or commercial real estate loans, depending on borrower type and property characteristics. Commercial real estate loans have quite different underwriting standards from these for residential loans.
Not sure whether your property will be financed as residential or commercial real estate? Please check our Articles page for additional information and contact us for further inquiries..
Our Advantages
– Our established partnerships with many banks/financial institutions and deep knowledge in different loan products that fits into your specific needs. Based on our understanding of your situation and the market, we know where to get the best rate for you.
– Wholesale model. Our experience and service reduces loan underwriting cost, which translates into a better rate for you. Our partner banks mostly operate with a wholesale model, dealing with brokers only instead of direct-to-customers.
Customer Testimonials
EXCELLENT Based on 57 reviews Wenny Sun2025-04-28Trustindex verifies that the original source of the review is Google. Fantastic to start off I worked with Yen, she did work so quickly without error. With precision, she was so nice always answered the phone. Very well trusted I will definitely be using them again! Vincent Wang2025-04-11Trustindex verifies that the original source of the review is Google. Good communication and good service. Yan explained each step from beginning to the end, and provided a very competitive rate. Would definitely recommend. EK JOS2025-03-28Trustindex verifies that the original source of the review is Google. Yan was extremely knowledgeable and communicative throughout the whole process. She was extremely responsive and quick to answer any questions we had. She kept us updated on where we were in each step of the process. Yulin Deng2025-03-26Trustindex verifies that the original source of the review is Google. Ms. Guo Yan was incredibly friendly and helpful throughout our loan process. She assisted us a lot and always responded quickly to any questions we had. Her professionalism and dedication made the entire experience smooth and stress-free. Thanks to her hard work, we received bank approval and successfully moved into our new home. I highly recommend Yan and her team to anyone looking for excellent mortgage services! Yujia Yang2025-03-19Trustindex verifies that the original source of the review is Google. Highly recommend my loaner Yan Guo. It’s such a pleasure to work with her. She is very professional, patient and always have quick turnaround, and has been very transparent to clients. Thanks to Yan, my loan process got cleared 3 weeks before my deal close date! David Zhu2025-01-09Trustindex verifies that the original source of the review is Google. We had a great experience with Qingyan and her team at Flagship Lending! Qingyan made sure we were well prepared with each step of the process, and explained everything patiently. She maintained good communication with all parties to ensure a smooth closing. We definitely will use her services next time. Yuxia Shen2025-01-07Trustindex verifies that the original source of the review is Google. Our lender officer QG is the most reliable and knowledgeable agent! You can always expect a in-time response from her in 24 hours a day. Highly recommended! Best interest locked Lucky! Benny Wong2024-12-13Trustindex verifies that the original source of the review is Google. Yan was very experienced throughout the whole home loan process, and was responsive to any questions I had. She made it very easy to organize my documents, and to sign off on any documents that were pending. She was great to work with, and was always communicative with everyone in the home buying process. I would recommend Flagship lending for allowing me to obtain a more favorable rate for my loan, and for all the work Yan has done for me! Cheng Scott2024-09-10Trustindex verifies that the original source of the review is Google. Yan is very friendly and patient, very good experience working with her to get my first home! Wei Li2024-08-15Trustindex verifies that the original source of the review is Google. Qingyan and the team helped us with the mortgage in our recent home purchase, they ensured all the lending procedures in order, making the it smooth and stress-free for us. We were well taken care of throughout the entire journey. It’s been a pleasure working with such a dedicated and professional team. We couldn’t have asked for a better group to help us through all these important milestones. Thank you all so much for your commitment and hard work, definitely will recommend to our friends and hope to work together again in the future.