Customer privacy is critically important to us. Flagship Lending Inc has adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.
Information We Collect
We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers from the following sources:
Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, and income or deposits etc.
Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
Right to Opt-Out of Information Sharing
Federal law gives you the right to limit some but not all sharing. Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for non-affiliates to market to you
Certain state law may give you additional rights to limit sharing. If you wish to opt-out, you must send an email to processor@flagshiplending.com or call 847-208-5902 indicating your preference to opt-out of sharing with affiliated companies, non-affiliated third parties or both. However, by opting-out you understand that such opt-out may affect your access to certain financial products, which may otherwise be available. You are encouraged to obtain information on as many products and providers as possible.
If you do not wish to opt-out, no action is required and until you provide the required notice of your opt-out preference Flagship Lending Inc. is authorized to share your information as described above.
Flagship Lending Inc. reserves the right to amend this Privacy Policy based on business need and in accordance with laws and regulations.